Insurance

LANDLORDS BUILDINGS INSURANCE

• “All risks” of loss or damage including subsidence
• Loss of rent cover (as a result of the property becoming uninhabitable) – up to 20% of building sum insured
• Alternative Accommodation (as a result of the property becoming uninhabitable) – up to 20% of building sum insured)
• Property Owners Liability – up to £5m indemnity
• Employers Liability – up to £5m indemnity
• Increased water meter charges – up to £750
• Replacement locks following theft or loss of keys – up to £250
• Up to 30 days cover for unoccupied properties – not classified as unoccupied
• Low cost optional landlords contents cover - up to £30,000.
• Optional theft and malicious damage by tenants

RENT GUARANTEE & LEGAL EXPENSES

• Covers Rent that remains unpaid for the duration of the Tenancy Agreement following the eviction or abscondment of the TenanT
• One month’s rent excess
• £85 per property
• 25% discount for 5 or more properties

EXCESSES

• Holiday Home Let £100 excess for each and every loss
• Professional Let £100 excess for each and every loss
• Student Let £150 excess for each and every loss
• DSS £250 excess for each and every loss
• Unoccupied properties £250 excess each and every loss
• Asylum seekers £500 excess each and every loss